Challenging the flood status of a property in an A Zone by submitting a Letter of Map Amendment (LOMA) can be considered a little bit of a “gamble” but it is an entirely worthwhile pursuit, often with a positive outcome for the investor. 

In fact, we regularly request LOMA’s on A Zones, and often the outcome results in removal from the SFHA.

Learn more about 100-year flood zones, common misconceptions, how it affects insurance rates and how to know if you're in one.